Is there a bad driver league?

I don't mean people that ram purposefully or anything ragey but is there a league for people that just aren't good?

I turn 40 in a couple of days, love racing games and watching racing, I have a budget sim racing rig but get very little time to drive because kids, work, life.

My rankings in rivals stuff is abysmal. I top out at like a 60-70% and have hit 83% on some things. I'm not good but I'm also not a jerk and don't take out my ineptitude on others. Regular online there's so often a rager but also I don't want to accidentally screw up someone else's race because I don't know a track super well or whatever car I'm in etc.

I'd like to drive with real humans but not be a bother and also maybe people near my apparently terrible skill level.